Financial Calculators
Fast, mobile-friendly calculators built for India — with lightweight charts and clear breakdowns.
Most Popular
Retirement Calculator
Our flagship calculator helps you plan the perfect retirement. Analyze scenarios, visualize wealth growth, and discover your path to financial freedom.
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Featured Tools
Your Freedom Date
Calculate when you can retire early with FIRE strategies & withdrawal planning
Explore →Tax Regime Comparator
Old vs New regime deep-dive with deduction analysis & savings breakdown
Compare Now →Net Worth Calculator
Track your assets, liabilities & wealth growth over time
Explore →Financial Health Quiz
Test your financial knowledge & get personalized insights
Explore →All Calculators
25+ free financial calculators — built for India, optimized for speed
Loans & Borrowing
EMI Calculator
Calculate monthly loan payments with instant amortization schedule & interest breakdown
Loan Calculator
Universal loan tool — compare rates, plan prepayments, simulate rate changes & check eligibility
Home Loan Calculator
Complete home loan toolkit — tax benefits, PMAY subsidy, stamp duty, balance transfer & more
Loan Eligibility Checker
Check home, personal & car loan eligibility based on income & CIBIL score
Investments & Growth
Mutual Fund Calculator
All-in-one: SIP, Lumpsum, STP & SWP with strategy comparison & tax insights
SIP Calculator
Project your wealth growth through systematic monthly investments over time
PPF Calculator
Calculate Public Provident Fund returns over 15 years with tax-free interest
Fixed Deposit (FD)
Plan FD maturity with flexible compounding periods — quarterly, monthly, yearly
Recurring Deposit (RD)
Track monthly deposits and calculate total returns with maturity projection
Lump Sum Calculator
Calculate one-time investment growth with compound returns over any period
SWP Calculator
Plan systematic withdrawals from your investment corpus for regular income
Compound Interest
Visualize the power of compounding — see how your money grows exponentially
Simple Interest
Quickly calculate simple interest on any principal amount with clear breakdowns
Lump Sum vs SIP
Compare one-time vs monthly investment strategies side by side
CAGR Calculator
Calculate Compound Annual Growth Rate to measure true investment returns
Step-up SIP
Boost your SIP returns by increasing investment annually — compare with regular SIP
Gold Investment Calculator
Compare Physical Gold vs SGB vs Gold ETF vs Digital Gold returns
MF Overlap Analyzer
Check common stock holdings overlap between 2–4 mutual funds
Savings & Schemes
Retirement Planning
Retirement Calculator
Plan the corpus needed for your dream retirement lifestyle adjusted for inflation
NPS Calculator
Estimate your National Pension System accumulation, annuity & lump sum payout
EPF Calculator
Calculate Employee Provident Fund balance growth with employer & employee contributions
Gratuity Calculator
Estimate your gratuity payout based on years of service & last drawn salary
Withdrawal Planner
Plan retirement withdrawals with bucket strategy & corpus depletion analysis
Income & Tax
HRA Calculator
Calculate HRA exemption amount to maximize your tax savings on rent
Income Tax Calculator
Compare Old vs New tax regime and estimate your total tax liability instantly
Tax Regime Comparator
Deep-dive comparison between Old and New tax regimes with deduction analysis
Salary Calculator
Convert CTC to in-hand salary with Old vs New regime comparison
Capital Gains Tax
Calculate LTCG & STCG tax on equity, mutual funds, property & gold
Rent Receipt Generator
Generate professional rent receipts for HRA claims — download PDF
TDS Calculator
Calculate Tax Deducted at Source on salary, FD, rent, property & more
Advance Tax Calculator
Quarterly advance tax installments with due dates & 234B/234C interest
Section 80C Planner
Optimize ₹1.5L 80C allocation — ELSS, PPF, EPF, NPS, SSY & more
Tax Loss Harvesting
Calculate tax savings by booking capital losses — offset STCG & LTCG
Tax Refund Calculator
Estimate ITR refund — TDS & advance tax paid vs actual tax liability
Gift Tax Calculator
Check taxability of gifts under Section 56(2)(x) — relative exemptions
NRI Tax Calculator
Income tax for NRIs on India-sourced income — special rates & TDS
Professional Tax Calculator
State-wise PT for 20+ Indian states — monthly & annual breakdown
Salary Structure Optimizer
Restructure CTC to maximize take-home — toggle HRA, NPS, LTA & more
Crypto Tax Calculator
Calculate crypto tax in India — 30% flat tax + 1% TDS on VDA transfers
Freelancer Tax Calculator
Tax calculator for freelancers & consultants — 44AD/44ADA presumptive scheme
Planning & Analysis
Buy vs Rent
Should you buy or rent? Compare total costs over time with detailed projections
Goal-based SIP
Set a target amount & find out exactly how much monthly SIP you need
Debt Payoff Planner
Create a strategic plan to get out of debt faster — snowball or avalanche method
Inflation Impact
See how inflation erodes your purchasing power — calculate future value of money
Insurance Need Calculator
Calculate life & health insurance coverage you actually need
Marriage Cost Planner
Plan your Indian wedding budget with category-wise cost breakdown
Child Education Planner
Project future education costs with inflation & calculate SIP needed
Rental Yield Calculator
Calculate gross & net rental yield on your property investment
Real Estate ROI
Calculate property ROI with rental income, appreciation & leverage analysis
Risk Profile Assessment
Interactive quiz to discover your investor risk profile & ideal asset allocation
Financial Checklists
Interactive money checklists for tax filing, marriage, new job & more
Savings Goal Tracker
Track multiple savings goals with SIP mapping & visual progress bars
Lumpsum vs SIP
One-time investment vs monthly SIP — compare returns, risk & growth projections
Investment Comparator
Compare 15+ investment options — PPF, FD, MF, NPS, Gold & more on 25+ parameters
Loan Comparator
Compare 12+ loan types — Home, Personal, Car, Gold & more on EMI, rates & 25+ params
Mutual Fund Types
Compare 10+ fund categories — Equity, Debt, Hybrid, ELSS, Liquid & more
Savings Accounts
Compare 6 account types — Salary, Student, Senior Citizen & more
Credit Cards
Compare 10+ popular cards — HDFC, ICICI, Axis, SBI & more
Life Insurance
Compare 5 insurance types — Term Life, Endowment, ULIP & more
Fixed Income
Compare 6 instruments — FD, RD, Bonds, T-Bills & more
Retirement Plans
Compare 6 plans — NPS, EPF, APY, Annuity & more
Emergency Fund
Find out exactly how much emergency fund you need — personalized analysis
Cost of Delay
See the devastating cost of delaying your investments by even 1 year
Money Personality Quiz
Discover your money personality type — Builder, Protector, or Free Spirit?
Financial Report Card
Get your financial score out of 100 and a shareable report card
What-If Simulator
Simulate financial what-if scenarios — increase SIP, retire early, change returns and see impact
Decision Flowcharts
Interactive flowcharts for financial dilemmas — buy vs rent, term vs ULIP, old vs new regime
Tax Optimizer
Smart tax-saving strategy with deduction suggestions, regime comparison, and optimization score
Budget Planner
Allocate income using 50/30/20 rule, track expenses vs ideal, and find savings potential
Wealth Milestone Tracker
Gamified wealth journey — see when you'll hit ₹1Cr, ₹5Cr, ₹10Cr with SIP, step-up, and lumpsum
Financial Dashboard
Unified personal finance command center — net worth, score, SIPs, goals, all in one view
Open Dashboard →Calculator Comparison
Compare SIP plans, FDs, loans, and tax regimes side by side with visual charts
Compare Now →30-Day Money Challenge
One small financial task every day for 30 days. Build habits that last a lifetime
Start Challenge →Indian Financial Calendar
Never miss a tax deadline — complete FY 2025-26 calendar with ITR, advance tax, PPF dates
View Calendar →Achievements & Badges
Earn badges by exploring tools, completing challenges, and leveling up your finance skills
View Badges →Shareable Financial Cards
Turn calculator results into beautiful image cards — download or share on WhatsApp & Twitter
Create Card →Financial Learning Paths
6 structured paths from beginner to advanced — investing, tax, retirement, wealth building
Start Learning →