Loan Calculator
Personal, car, education, gold & business loans — compare, simulate & plan
Loan Details
EMI = P × r × (1+r)n / ((1+r)n - 1)
📅 Month-by-Month Amortization
▼⚡ Prepayment Planner
See how extra payments can save you lakhs in interest and cut years off your tenure.
Prepayment Impact
⚖️ Compare Up to 3 Loans
A Loan A
B Loan B
C Loan C
🏆 Winner Analysis
📈 Rate Change Simulator
See how RBI rate changes affect your EMI and total cost. Simulate floating rate scenarios.
Rate Change Impact
✅ Loan Eligibility Check
Find max loan amount based on your income & existing obligations (FOIR method used by Indian banks).
Your Eligibility
Loan Types in India
Personal Loan
Unsecured loan for any purpose. Rates: 10-24% p.a. Tenure: 1-5 years. Higher rates but no collateral needed.
Car / Auto Loan
Secured against the vehicle. Rates: 7-12% p.a. Tenure: 1-7 years. Lower rates due to vehicle as collateral.
Education Loan
For higher education in India or abroad. Rates: 7-13% p.a. Moratorium period available. Tax deduction under Section 80E.
Gold Loan
Quick loan against gold jewellery. Rates: 7-15% p.a. Tenure: 6 months - 3 years. Instant disbursement.
Business Loan
For business expansion or working capital. Rates: 12-24% p.a. Both secured and unsecured options available.
Two Wheeler Loan
For motorcycle or scooter purchase. Rates: 8-18% p.a. Tenure: 1-5 years. Quick approval process.