Section 80C Planner
Allocate your ₹1.5 lakh Section 80C limit optimally across ELSS, PPF, EPF, NPS, insurance and more. See tax savings, expected returns and remaining capacity — all in one visual planner.
Your 80C Investments
₹0 / ₹1.5LEnter your existing or planned investments. The limit is ₹1,50,000 per year (old regime only).
This ₹50,000 is additional to the 80C limit.
📊 80C Investment Comparison
| Investment | Return | Lock-in | Risk |
|---|---|---|---|
| ELSS Mutual Funds | 12-15% | 3 years | High |
| PPF | 7.1% | 15 years | Zero |
| EPF | 8.25% | Till retirement | Zero |
| NPS | 9-12% | Till 60 | Moderate |
| SSY | 8.2% | 21 years | Zero |
| Tax-Saver FD | 6-7% | 5 years | Zero |
Understanding Section 80C
₹1.5 Lakh Limit
Section 80C allows deductions up to ₹1,50,000 from taxable income. This is the most commonly used deduction by Indian taxpayers. Available only under the old tax regime.
Eligible Investments
ELSS, PPF, EPF, NPS (80CCD(1)), SSY, Tax-Saver FD, NSC, SCSS, life insurance premium, children's tuition fees, and home loan principal — all count towards this limit.
Smart Strategy
Don't just invest for tax saving — pick instruments matching your goals. ELSS for growth (3yr), PPF for safety (15yr), NPS for retirement + extra 50K deduction under 80CCD(1B).