🚀 Your Freedom Date
Explore 7 paths to financial independence. Find your ideal FIRE strategy.
Your Details
1.3 = 30% more comfortable
1.5 = 50% more luxury
50% = half your current spending
50% = lower cost country
💡 What If?
Compare All 7 FIRE Paths
Wealth Growth Over Time
📊 Year-by-Year Breakdown
| Year | Corpus | Target | Progress |
|---|
📈 Next Steps - Plan Your Path
Now that you know your FIRE date, use these tools to create an action plan:
💡 Insights
Share Your Path
❓ Frequently Asked Questions
What is FIRE?
FIRE stands for Financial Independence, Retire Early. It's about accumulating enough wealth so your passive income (from investments) covers your living expenses, allowing you to retire from full-time work.
What is the 4% Rule?
The 4% rule suggests you can safely withdraw 4% of your portfolio annually. Example: If you have ₹1 Cr, you can withdraw ₹4L/year. Studies show this amount lasts ~30 years without running out of money.
How accurate is this calculator?
This calculator uses historical assumptions and the 4% rule as a baseline. Actual results depend on market performance, inflation, and your lifestyle changes. Use it as a planning tool, not absolute truth.
What's the difference between FIRE paths?
Traditional: Fully retire with 4% rule
Coast: Stop saving, let money compound
Barista: Part-time work + portfolio income
Fat: Live a luxury lifestyle
Lean: Live frugally
Geo: Retire to a lower-cost country
Should I trust this for real financial planning?
Use this calculator to understand the concepts and rough timelines. For serious financial planning, consult a certified financial advisor who understands your complete situation.