🎯 Goal-Based Planning

Savings Goal Tracker

Create multiple financial goals, track progress with SIP calculations, and prioritize what matters most. All saved locally.

🎯 Multi-Goal 📊 SIP Mapping 💾 Auto-Saved

➕ Add New Goal

Goal Name

Target Amount (₹)

Target Year

Already Saved (₹)

Expected Return (%)

Priority

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📊 SIP Distribution

Frequently Asked Questions

How is the required SIP calculated?

We calculate the SIP needed considering your already saved amount (which grows at expected return), and the remaining gap filled by monthly SIP at expected return. The formula accounts for compound growth on existing savings and future value of SIP annuity.

Should I have separate SIPs for each goal?

Yes! Goal-based investing is the most disciplined approach. Use separate folios or funds for each goal. Short-term goals (1-3yr): debt funds. Medium-term (3-7yr): hybrid/balanced. Long-term (7yr+): equity/flexi cap funds.

How should I prioritize goals?

Priority order: 1) Emergency fund (non-negotiable). 2) Term insurance & health insurance. 3) Retirement (start early, compounding matters). 4) Children's education. 5) Home purchase. 6) Other goals. Never compromise on #1-3.