🧠 Smart Tax Planning

Tax Optimizer

Enter your income details, get a personalized tax-saving strategy with exact deductions to claim and the best regime for you.

📋 FY 2025-26 🏛️ Budget 2025 Rules ⚡ Instant Strategy

💼 Step 1: Your Income

Annual Gross Salary (CTC)

Basic Salary (% of CTC)

Age Group

City Type (for HRA)

📝 Step 2: What You Already Claim

Enter amounts you're currently investing or spending. Leave 0 for things you haven't started.

80C (EPF + PPF + ELSS + LIC etc.)

Max ₹1.5L — EPF employer usually covers part

80D (Health Insurance Premium)

Self+Family: ₹25K (₹50K if senior). Parents: +₹25K/₹50K

NPS 80CCD(1B) Extra

Additional ₹50K above 80C limit

NPS Employer 80CCD(2)

Up to 14% of basic (new regime allows this too)

Rent Paid Per Month (for HRA)

Home Loan Interest (Sec 24b)

Max ₹2L for self-occupied

80E (Education Loan Interest)

80G (Donations)

80TTA (Savings Interest)

Max ₹10K (₹50K for senior citizens under 80TTB)

Other Deductions