✈️ Taxes for Non-Resident Indians

NRI Tax Calculator

Calculate income tax on your India-sourced income — salary, rental, capital gains, FD interest, dividends. Know your special NRI tax rates, TDS deductions, and DTAA benefits.

India-Sourced Income

NRIs are taxed only on income earned/received in India. Enter your India-sourced income below.

💼 Salary Received in India
🏠 Rental Income (Indian Property)
🏦 Interest (FD / Savings / Bonds)
💹 Dividends from Indian Companies
📈 Short-Term Capital Gains (Equity)
📊 Long-Term Capital Gains (Equity)
🏢 LTCG on Property / Other Assets
📋 Other India Income

⚙️ Tax Parameters

Standard Deduction (Salary)
Deduction on Rental (30% Standard)
LTCG Equity Exemption
Total India Income
0
Total Tax Payable
0
Slab Income (Salary+Rental+Interest+Div+Other)₹0
Tax on Slab Income (New Regime)₹0
STCG Tax @20%₹0
LTCG (Equity) Tax @12.5%₹0
LTCG (Property/Other) Tax @12.5%₹0
Surcharge₹0
Cess (4%)₹0
TDS on Rental (31.2%)₹0
TDS on Interest (30% + cess)₹0
TDS on Dividends (20% + cess)₹0
Estimated Total TDS₹0

📘 NRI Tax Rates (Special)

Income TypeTax RateTDS Rate
SalarySlab ratesSlab rates
Rental IncomeSlab rates30% + cess
Interest IncomeSlab rates30% + cess
DividendsSlab rates20% + cess
STCG (Equity, STT)20%20% + cess
LTCG (Equity, STT)12.5%12.5% + cess
LTCG (Property/Other)12.5%12.5% + cess

NRI Taxation Key Points

✈️

Only India Income

NRIs are taxed only on income earned/received in India. Foreign salary, overseas investments, and income from abroad are NOT taxable in India if you're a non-resident under the IT Act (stay < 182 days).

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DTAA Benefits

India has DTAA with 85+ countries. NRIs can claim lower TDS rates on interest (10-15%), dividends, and capital gains. Get a Tax Residency Certificate (TRC) from your country of residence to avail benefits.

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Filing Requirements

NRIs must file ITR in India if taxable income exceeds ₹3L (new regime) or TDS refund is required. No 87A rebate for NRIs. 80C/80D deductions available only under old regime.

Frequently Asked Questions

Who is considered an NRI for tax purposes?
Under the Income Tax Act, you're a Non-Resident if you stayed in India for less than 182 days in the financial year. Additional conditions apply for "Resident but Not Ordinarily Resident" (RNOR) status. Your residential status determines which income is taxable in India.
Is NRE FD interest taxable?
No, interest on NRE (Non-Resident External) accounts is tax-free in India. However, FCNR and NRO account interest is taxable. NRO FD interest attracts 30% TDS (+cess). Once you return to India and become a resident, even NRE interest becomes taxable.
Can NRIs use the new tax regime?
Yes, NRIs can choose between old and new tax regimes. However, NRIs don't get the Section 87A rebate under either regime. The new regime with its lower rates (and no deductions) can be beneficial if your India income is mainly from salary or doesn't have many deductions.
How do I claim DTAA benefits?
To claim DTAA benefits: (1) Obtain a Tax Residency Certificate (TRC) from your country of residence, (2) Submit Form 10F to the payer, (3) The payer deducts TDS at the lower DTAA rate. You can also claim the benefit while filing ITR if excess TDS was deducted.