Inflation Calculator
Calculate the future cost of goods, purchasing power loss, and real returns after inflation
Inflation Calculator
📖 GuideEnter today's cost of the item or expense
India's avg. CPI inflation: ~6% p.a.
Your investment return rate to calculate real returns
📊 Quick Insight
- • At 6% inflation, prices double every ~12 years
- • Your investments must beat inflation to grow wealth
- • Real return = Nominal return - Inflation rate (approx.)
Understanding Inflation
What is Inflation?
Inflation is the rate at which the general price level of goods and services rises over time, reducing the purchasing power of money. In India, CPI inflation averages around 5-7% annually.
Inflation Eats Your Savings
If your savings earn less than inflation, you lose purchasing power every year. A savings account at 3-4% actually makes you poorer in real terms when inflation is 6%.
Beat Inflation with Smart Investments
Equity mutual funds, index funds, and diversified portfolios have historically delivered 10-15% returns, helping your money grow faster than inflation over the long term.