Financial Tools & Utilities
Beyond calculators — quizzes to test your knowledge, planners to manage your budget, simulators to explore scenarios, and dashboards to track everything in one place.
Test Your Financial Knowledge
Interactive quizzes that score your financial fitness, discover your money personality, and generate a shareable report card.
Financial Health Quiz
2-minute quiz that scores your financial fitness across 6 key dimensions — Emergency Fund, Savings, Debt, Investments, Insurance & Retirement. Get a personalized score and actionable tips.
Money Personality Quiz
Discover your Money Personality in 12 fun questions — are you a Builder, Protector, Free Spirit, or Optimizer? Get personalized financial advice based on your type.
Financial Report Card
Get your financial score out of 100 with a detailed, shareable report card. Covers savings, debt, emergency fund, investments, insurance & retirement readiness.
Plan, Optimize & Simulate
Powerful planning tools to budget your income, optimize taxes, simulate what-if scenarios, and navigate financial decisions.
Budget Planner
Allocate income using the 50/30/20 rule or custom ratios, track expenses by category, find savings potential and set monthly spending goals.
Tax Optimizer
Smart tax-saving strategy for FY 2025-26. Get personalized deduction suggestions under 80C, 80D, NPS and more — with automatic regime recommendation.
What-If Simulator
Simulate financial what-if scenarios — increase SIP, retire early, change returns — and instantly see the impact on your wealth, retirement date and financial goals.
Decision Flowcharts
Interactive visual flowcharts for tough money decisions — Buy or Rent? Term or ULIP? Old vs New Tax Regime? FD or Mutual Fund? Answer simple questions, get clear answers.
Calculator Comparison
Compare 2-4 financial scenarios side by side — different SIP amounts, loan terms, tax regimes or investment strategies. Visual charts and instant results.
Cost of Delay
See the devastating cost of delaying your investments. Compare starting today vs 1, 3, 5 or 10 years later — the difference will shock you into action.
Track & Monitor Your Finances
Unified dashboards, milestone trackers and monitoring tools to keep your financial journey on course.
Financial Dashboard
Your unified financial command center. See net worth snapshot, investment projections, debt overview, savings score and personalized insights — all in one place.
Wealth Milestone Tracker
Gamified wealth journey — see exactly when you'll hit ₹1 Lakh, ₹10 Lakh, ₹1 Crore and beyond. Visual timeline, celebration animations and milestone badges.
Financial Calendar
Indian financial calendar with tax deadlines, ITR due dates, advance tax dates, PPF/NPS cutoffs, market holidays and important reminders for FY 2025-26.
Generate & Share
Create professional documents and beautiful shareable cards from your financial results.
Rent Receipt Generator
Generate professional rent receipts for HRA tax claims. Fill details once, generate for multiple months and download as a clean PDF — ready for your employer.
Shareable Financial Cards
Create beautiful, HD image cards from calculator results. 12 card types, 14 themes — download and share on WhatsApp, Twitter, Instagram or anywhere.
Mutual Funds Explorer
Browse and compare mutual fund schemes across AMCs. Filter by category, view NAV trends, expense ratios, returns and fund house details.
Plan Life's Big Milestones
Tools to plan for life's biggest financial decisions — loan eligibility, insurance needs, salary optimization, weddings and children's education.
Loan Eligibility Checker
Check your eligibility for Home, Personal & Car loans based on income, CIBIL score, age and existing EMIs. Visual CIBIL meter and FOIR analysis.
Insurance Need Calculator
Calculate life & health insurance coverage you actually need — income replacement, debt coverage, goals, emergency fund. Gap analysis included.
Salary Structure Optimizer
Restructure your CTC for maximum take-home pay. Toggle HRA, NPS, LTA, food coupons and more. Old vs New regime comparison with before/after breakdown.
Marriage Cost Planner
Plan your Indian wedding budget with 12 category breakdown — venue, catering, jewellery, photography & more. Budget/mid-range/premium tiers with city-based estimates.
Child Education Planner
Project future education costs with 10% education inflation. School, college, PG, abroad — toggle stages and see SIP needed to fund your child's dreams.
Learn, Challenge & Achieve
Gamified challenges, structured learning paths and achievement badges to make mastering personal finance fun.
30-Day Money Challenge
Build financial habits in 30 days with daily micro-challenges. Save more, invest smarter, track spending — gamified with streaks, XP and progress tracking.
Financial Learning Paths
Structured beginner-to-advanced learning paths for investing, tax planning, retirement and more. Step-by-step modules with progress tracking and linked tools.
Achievements & Badges
Earn badges by using calculators, completing challenges, taking quizzes and mastering finance concepts. Track XP, level up and showcase your financial prowess.
What Makes Our Tools Different
Every tool is designed for clarity, accuracy and speed — no sign-ups, no ads, no gimmicks.
Instant results as you interact — no loading, no waiting, no page reloads.
Fully responsive — works perfectly on phones, tablets and desktops.
Badges, streaks, XP and milestones make finance learning fun.
Download reports, share cards and export results as images or PDFs.
Everything runs in your browser. Nothing is stored or shared.
Tax rules, schemes and data updated for FY 2025-26.
Explore More on Tenhash
Beyond tools — calculators, comparators, glossary and resources to power your financial journey.
30+ free financial calculators
11 side-by-side comparison tools
When can you retire early?
Track assets & liabilities
Old vs New regime for FY 2025-26
135+ terms explained clearly
Complete MF investing guide
Compare SGB, ETF, Physical & Digital
Bullion, jewelry & coins calculator
On-road price, EMI, TCO and EV break-even
Home loan, stamp duty, ownership cost and rent-vs-buy
Hallmarking, GST, SGB, customs & tax rules
Import duty, ETF, MCX and resale tax rules
Platinum, diamonds, lithium and MMDR basics
Frequently Asked Questions
Ready to Take Control of Your Finances?
Start with a quiz, plan your budget, or explore all our tools — 100% free, no sign-up required.