🧪 Scenario-Led Portfolio Resilience

Portfolio Stress Test Lab

Pressure-test your allocation under inflation spikes, recessions, rate shocks and rupee shocks. Get drawdown estimates, recovery time, fragility score and practical rebalance guardrails.

📉 Drawdown Engine 🧭 Fragility Score 🛡️ Rebalance Guardrails

🧺 Allocation Inputs

Equity Allocation (%)

Debt Allocation (%)

Gold Allocation (%)

International Allocation (%)

Allocation total: 100%

📈 Return and Volatility

Expected Portfolio Return (% annual)

Expected Volatility (% annual)

Investment Horizon (years)

Risk Tolerance

💸 Cashflow and Stress Controls

Current Portfolio Value (Rs)

Monthly SIP (Rs)

Monthly SWP / Withdrawals (Rs)

Scenario Severity (0-100)

🌩️ Scenario Regimes

Select one or more regimes. Combined results use weighted stress effect based on active scenarios.

📡 Stress Impact Dashboard

Portfolio Value

Stress Period Return

Estimated Max Drawdown

Recovery Time

Fragility Score

Guardrail Allocation

Resilience Verdict

Analyzing...

📉 Regime Impact Table

Regime	Estimated Return	Drawdown	Recovery	Risk

🧱 Allocation Fragility Lens

🛠️ Rebalancing Recommendations

🔍 Method & Assumptions

Stress return combines allocation-level regime shocks and severity factor.
Drawdown estimate blends volatility shock, concentration penalty and withdrawal pressure.
Recovery estimate uses post-shock expected return adjusted for remaining risk profile.
Fragility score increases with concentration, high withdrawal burden and low diversifiers.

⚠️ Scope Disclaimer

Estimates are planning-oriented and not guaranteed market outcomes.
Extreme events can produce larger losses or longer recoveries than modeled.
Use this lab alongside advisor review before making major allocation changes.

🔗 Related Planning Tools

🔍 MF Overlap Analyzer ⏪ Returns Backtester 🔮 What-If Simulator 📊 Risk Profile Assessment