💼 Career Decision Intelligence

Job Offer Evaluator

Compare offers by real in-hand salary, city-adjusted spending pressure, and 5-year wealth impact. CTC alone is not enough.

📉 In-Hand Truth 🏙️ Cost-of-Living Adjusted 📈 5-Year Wealth Delta

🅰️ Offer A Inputs

Annual CTC (₹)

Variable Pay (Annual ₹)

ESOP/RSU Value (Annual ₹)

Effective Tax Rate (%)

Expected Annual Hike (%)

🅱️ Offer B Inputs

Annual CTC (₹)

Variable Pay (Annual ₹)

ESOP/RSU Value (Annual ₹)

Effective Tax Rate (%)

Expected Annual Hike (%)

🏙️ City & Lifestyle Context

Offer A City

Offer B City

Base Monthly Expenses (₹)

Food, lifestyle, family spending excluding rent/commute.

Investment Return for 5-Year Projection (%)

Offer A Monthly Rent (₹)

Offer B Monthly Rent (₹)

Offer A Monthly Commute (₹)

Offer B Monthly Commute (₹)

📊 Offer Comparison Dashboard

Net In-Hand (Annual)

Net In-Hand (Monthly)

City-Adjusted Disposable

Decision Score

Net In-Hand (Annual)

Net In-Hand (Monthly)

City-Adjusted Disposable

Decision Score

Recommended Offer

📈 5-Year Wealth Projection

Metric	Offer A	Offer B	Difference
Projected 5-Year Corpus	-	-	-
Total Investable Cash (5y)	-	-	-
Variable Pay Share	-	-	-

🧮 Formula Notes

Taxed Compensation = CTC - ESOP Value (ESOP treated separately for liquidity comparison)
Net In-Hand Annual = Taxed Compensation x (1 - effective tax rate)
City-Adjusted Expenses = Base Expenses x City Multiplier + Rent + Commute
Monthly Disposable = Net Monthly - City-Adjusted Expenses
5-Year Corpus uses annual investable cash growing by expected hike and compounding by investment return