SIP Calculator
See exactly how your monthly investments compound into wealth. With real-time charts, delay cost analysis, and inflation-adjusted projections.
Configure Your SIP
FV = P × ((1+r)n − 1) / r × (1+r) | r = monthly rate, n = total months
Cost of Delaying Your SIP
See how much wealth you lose by starting late
Year-by-Year Breakdown
0 yearsLearn the Basics
What is SIP & Why Should You Start?
Systematic Investment Plan is the smartest way to build long-term wealth with discipline, compounding, and rupee-cost averaging.
Invest Small, Grow Big
Start with as little as ₹500/month. SIP eliminates the need for a large lump sum — invest regularly and let compounding do the heavy lifting.
Power of Compounding
Each installment earns returns on returns. A ₹10K/month SIP at 12% for 20 years grows to ₹99.9 Lakhs — you only invest ₹24 Lakhs!
Rupee Cost Averaging
Buy more units when markets are low, fewer when high. Over time, this averages your cost and reduces the impact of market volatility.