🎲 1,000+ Simulations

Monte Carlo Retirement Simulator

Go beyond simple projections. Run thousands of randomized simulations to see the probability your retirement plan will succeed.

👤 Your Profile

Current Age

Retire At

Life Expectancy

Current Savings (₹)

💰 Income & Investment

Monthly Investment (₹)

Annual Step-Up (%)

Avg Return (%)

Volatility (%)

🏖️ Retirement Spending

Monthly Expense in Retirement (₹)

Inflation (%)

Simulations

Running simulations...

🎲

Ready to Simulate

Fill in your details on the left, then click "Run Simulations" to see your retirement success probability across 1,000+ randomized market scenarios.

💡 Why Monte Carlo?

Traditional calculators assume a fixed return every year. But markets are volatile — some years give +30%, others give -20%. Monte Carlo simulation randomizes returns across thousands of scenarios to show you the probability of success, not just one fixed outcome.

📊 What You'll See

Success Rate: % of simulations where you don't run out of money
Fan Chart: Confidence bands showing best/median/worst wealth paths
Distribution: Histogram of possible retirement corpus outcomes
Insights: Personalized tips to improve your success rate